Product Scope

What Credwik covers.
And what it doesn't.

A clear-eyed look at what Credwik does, who it serves, where it runs, and how it sits within the ADF DesignTech ecosystem.

A product byADF DesignTech Private Limited ↗

01 — Feature Coverage

What Credwik includes

Everything below ships in the product today (or is in active development for 2026).

🧾

Invoicing & Billing

GST tax invoices (B2B & B2C)
E-invoicing with IRN generation
Credit & debit notes
Proforma invoices & quotations
WhatsApp & email invoice sharing
Bulk invoice management

📊

Accounting & Ledger

Double-entry bookkeeping
Party-wise ledger (customers & vendors)
Bank reconciliation
P&L and balance sheet
Trial balance
Journal entries

📦

Inventory

Stock item master with HSN codes
Purchase & sales order management
Low-stock alerts
Batch & expiry tracking
Multi-warehouse support
Stock valuation (FIFO / avg cost)

🇮🇳

GST Compliance

GSTR-1 filing (outward supplies)
GSTR-3B filing (monthly summary)
GSTR-2B reconciliation
ITC tracking & matching
E-way bill generation
GST payment tracking

👥

Team & Access

Multi-user access with role control
CA / accountant read-only access
Activity log & audit trail
Multi-entity (branch) support
Approval workflows (Pro)
Staff & payroll management (Pro)

💰

Trade Credit

Udhar (credit) book
Outstanding receivables tracking
Payment reminders (WhatsApp/SMS)
Advance & partial payment management
Credit limit per party
Collection reports

See full feature list →

02 — Business Profile

Who Credwik is built for

Business sizeAnnual turnover ₹5 Lakh – ₹500 Crore

Entity typesPvt Ltd, LLP, Partnership, Proprietorship, HUF

Transaction volume20 – 20,000+ invoices per month

Primary usersFounders, Finance teams, CAs, Accountants

Ideal stagePre-revenue (Free plan) to mid-market SMB (Pro plan)

Sectors we serve

Credwik is designed for businesses that have outgrown WhatsApp groups and Excel sheets but aren't yet large enough to need a dedicated ERP team.

03 — Plans & Pricing

What each plan covers

Solo

₹0forever free

✓ Up to 50 invoices/month
✓ Basic GST invoicing
✓ Customer & vendor ledger
✓ Single user

Pro

₹499/month

✓ Unlimited invoices
✓ E-invoicing (IRN)
✓ GSTR-1 & GSTR-3B filing
✓ Inventory management
✓ Up to 3 users

Business

₹999/month

✓ Everything in Pro
✓ Multi-branch support
✓ Payroll & HR
✓ CA access portal
✓ Up to 5 users
✓ Priority support

Enterprise

₹1,999/month

✓ Everything in Business
✓ Unlimited users
✓ Multi-entity books
✓ White-label invoices
✓ API access
✓ 4-hr SLA support

Full pricing details →

04 — Geographic Scope

Where Credwik runs

India

LiveGST · INR · Hindi & English · All states

UAE

ComingVAT 5% · AED · Q4 2026

Singapore

ComingGST 9% · SGD · 2027

PlannedVAT · GBP · 2027

05 — Outside Scope

What Credwik doesn't do

Knowing what Credwik isn't prevents the wrong expectation. These are outside scope — not because we haven't tried, but by design.

Full ERP (SAP / Oracle-class)

Credwik focuses on the SMB layer — not large enterprise manufacturing or supply chain modules.

Banking or lending services

We surface credit data and track trade credit, but Credwik is not a licensed NBFC or bank.

Audit & statutory compliance filing

Tax audit, ROC filings, ITR — these require a CA. Credwik makes the CA's job easier, not redundant.

One-time data entry / bookkeeping

Credwik is a live, always-on system. If you need someone to enter past data, hire a CA first.

Point-of-sale (POS) hardware

We are a software layer. Hardware POS devices are outside scope; we integrate via API if needed.

06 — ADF Ecosystem

Part of something larger

Credwik is Product 01 in the ADF DesignTech ecosystem — an institution building permanent business infrastructure for growth-stage companies.

ADF's roadmap includes an Enterprise Platform (Q3 2026), Decision Intelligence layer (Q4 2026), and a Capital & Ventures arm (2027). Credwik users will benefit from these as they grow — the system grows with the business.

Visit ADF DesignTech ↗See full ecosystem →

Credwik

Business Infrastructure · Live

Live

Enterprise Platform

Multi-entity OS · Q3 2026

In dev

Decision Intelligence

AI Risk & Analytics · Q4 2026

Planned

Capital & Ventures

Infrastructure-first VC · 2027